As a country we value our veterans and the sacrifice they made for their country. They took time from their lives to serve. There are almost 18 million veterans in the U.S. Our brave men and women that served their country honorably have earned certain benefits that include the opportunity to obtain a VA backed home loan.

What are VA loans?

A VA loan is backed by the federal government. You, as a veteran, can often qualify for better loan terms to include no private mortgage insurance, no down payment and better interest rates.

VA housing assistance can also help veterans with other housing related needs. You can get help with refinancing, building, and keeping and improving your existing home.

Where to get a VA loan

Just like other types of mortgage loans you will need to go through a qualification process. It is similar to getting other types of mortgages. You will apply through a lender that offers VA loans. In addition you will need to apply for a Certificate of Eligibility to prove to their lender that you qualify for the VA loan program.


If you are an honorably discharged veteran you probably qualify. If you are a spouse of a deceased veteran you may also be eligible for a VA loan program. Contact a lender to see if you qualify.

Why veterans should buy

For most Americans buying a home is a great long-term investment. Money put into real estate, particularly real estate in a growing market or improving neighborhood, can grow through your investment through the building of equity. There are also tax advantages, it provides a stable monthly payment versus fluctuating rent, and the ability to improve your property. You can have the pride of ownership that comes with owning your own home.

To learn more about VA loans, visit or contact me today for a list of VA lenders in our market area. I am always happy to help a fellow veteran accomplish their dream!

Lee Hisey, Realtor, Veteran 440-315-6000

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